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Affirm financing

Pay over 3 Months with 0% APR! *

What is Affirm?

Affirm (formerly known as PayBright) is one of Canada’s leading installment payment platforms, providing shoppers with buy now, pay later solutions. By selecting Affirm as a payment method at checkout, customers can enjoy their purchase immediately, while spreading their payments over time.

Notes:

  • Our promotion codes cannot be combined with Affirm financing.
  • Subject to credit check and approval.
  • Not available for purchases under $100.
  • Pay over 3 months with 0% APR on purchases above $500. Pay 4 bi-weekly installments with 0% APR on purchases between $100-$500.
  • If you would like your application re-evaluated, have additional information that would assist in an approval, or have trouble with the application, you can contact Affirm directly at 1(877)276-2780.
Please see Affirm help for further information

FAQs

Add items to your Cart as usual, and select Affirm as your payment method in Checkout. Complete Affirm's easy online application and get a decision within seconds. Confirm your payment plan with Affirm and return to us to complete your order. We'll process and ship your order asap.

Yes. You’ll need:
1-To be a Canadian permanent resident or citizen - 18 years of age (AB, MB, ON, PEI, QC, SK)/ 19 Years of age (BC, NB, NF, NT, NS, NU, YK)
2-A Canadian bank account, or a Visa/Mastercard credit/debit card. Your debit card must have the Visa or Mastercard logo
3-An SMS-capable Canadian phone number
4-To meet the minimum cart size required to use Affirm as a payment option at checkout

Affirm will take convenient pre-authorized payments from either your Canadian bank account or your Visa/Mastercard debit/credit card. For bi-weekly interest-free plans, only debit/credit card payments are accepted.

After confirming your phone number, you’ll be sent a one-time SMS password to confirm your identity. You’ll then enter a few details for an instant decision. If you’re approved, you will set up your repayment method with Affirm and accept the terms of your payment plan.

To learn more about Affirm and credit checks, please read this FAQ article on the PayBright help site.

While Affirm makes furniture payment plans easy, they are not available for orders under $100 or over $15,000.

Unfortunately, Affirm is not able to provide payment plans to every applicant. This could be due to the information on your credit file, or because Affirm was not able to verify your identity or your payment method.

Sure, at any time! There are no penalties or fees for early repayments. To pay off your
current balance, please login to the Affirm Customer Portal with the phone number you
used to sign up with. If you have any additional questions about your account or payment
schedule, send a message here.

For further information, please refer to the Affirm help center or get in touch here.